+ If I call, what should I expect?
Expect a friendly conversation! We'll want to know what your financial goals are, about where you are at financially as far as assets and income, and what you would like to accomplish by working with a qualified financial advisor. After a discussion, we can decide if it makes sense to set up a complimentary introductory meeting.
+ Can you tell me what I should be investing in right now?
We believe the best investment you'll ever make is hiring a good financial advisor. By helping you consistently make smart financial decisions across all aspects of your life we can add far more to your wealth than we ever could by trying to guess which stock is going to beat the market next year. To determine what you should be investing in, first we have to know what you need your money to do for you, and when you need it to do this task. Then and only then can we begin to match investments to your needs.
+ If I hire you, what should I expect?
Financial planning is an ongoing process of gathering information on your finances and on current tax laws and our economy, then looking at the variables that affect outcomes (such as inflation, early/late retirement, career changes), and seeing which decisions have the most potential to improve the outcome. We work through this process with clients on an ongoing basis, providing education and advice that can continuously help them make decisions to increase their wealth.
+ Your office is far away. Can I still work with you?
Our office is located in Erie, PA however the ability to scan documents and conduct phone and internet meetings allows us to work with people across the country. If you are looking for an experienced financial advisor, and are comfortable building a relationship via phone and web, please reach out and start a conversation with us.
+ What types of things do you give advice on?
- When to start taking Social Security benefits
- Exercising stock options
- Planning for the exit from your business
- Deciding when and how to take pension benefits
- Making deferred comp plan elections
- Determining if Roth conversions make sense
- Developing and implementing a plan to exit out of concentrated positions in company stock
- Investing tax efficiently/Tax Planning
- Setting up a withdrawal plan including tax withholding, direct deposits, and a monitoring system
- Calculating quarterly tax payments needed once retired
- Allocating 401(k) investments
- Using existing annuities and evaluating annuity products in context of their plan
- Planning for Long-Term Care
- Executive Level Protection (Disability Income, Life Insurance, Liability, etc.)
- Estate Planning Concerns