You can take advantage of various proactive tax planning strategies to preserve your wealth, provide income in retirement, and enhance the impact of your charitable giving.

Capital Gains Strategy

Capital gains tax usually comes into the picture as your wealth grows. Highly appreciated assets such as stocks, real estate, collectibles (cars, sports trading cards) or a business can create large tax bills when the assets are sold. We work with you to analyze the gains in your appreciated assets and create strategies that seek to mitigate the tax bills often associated with the sale of these assets.

Income Tax Deferral

Income tax deferral can be a powerful tax reduction strategy. As a highly compensated employee, you may be offered stock options, restricted stock, deferred compensation, or other non-W2 compensation in addition to your traditional retirement plan (401K). We will evaluate the tax impact as well as benefits and risks associated with each choice available to you.

Inheritance, Gifts, and Trusts

We work with you to understand the inner workings of your family, the needs of the ones closest to you, and your vision for how you want to pass your wealth to those you love. We will work with you to create strategies so that gifts made while you're living and money you'll pass to the next generation(s) at death will not be minimized due to unnecessary capital gains and estate taxes.

Tax-Efficient Retirement Cash Flow

Deferring and reducing taxes during the accumulation phase is important, but equally important is having an eye toward the decumulation years (i.e., retirement). We work with you to plan for lower taxes in retirement by creating tax-efficient savings and investments now, which can supplement retirement cash flow in the future tax-efficiently, and ultimately keeping you in the lowest tax bracket possible—at a time when taxes may very well be at an all-time high in the higher brackets.